Tools
Run the numbers before you sign.
Five tools for the questions that come up in almost every Utah seller-financed deal. Each one explains its assumptions above the calculator, and each ends the same way: confirm with an attorney before you rely on it.
- 01
Seller-Carry Payment Calculator
Payment, total interest, balloon amount, and a printable schedule. - 02
Wrap Spread Calculator
Your monthly spread on a wrap — and the cash you'd need if the lender calls the loan. - 03
Dodd-Frank & Utah Licensing Checker
Which Reg Z seller-financer exclusion may fit, and how Utah's exemptions apply. - 04
Which Seller-Financing Instrument?
Note and trust deed, AITD, contract for deed, or lease option — what typically fits. - 05
Utah Trust Deed Foreclosure Timeline
Utah's nonjudicial trust-deed timeline with computed dates.